Money borrowed from Santander – Loan of up to R$60,000 and goes directly into the account

All About Santander Loans The application Santander is a digital platform that allows bank customers to carry out various financial transactions in a practical and fast manner. Among the options available on the application is a personal loan.

Online Loan Applying for a personal loan through the Santander app is a quick and practical alternative for those who need money in a short space of time. The loan application can be made entirely online, without the need to go to a bank branch.

Interest Rates Before applying for a personal loan through the Santander app, it is important to check the interest rates charged by the bank. Interest rates are a determining factor when choosing a loan, as the higher they are, the more expensive the loan will be.

Therefore, it is essential to compare the loan options available on the market and choose the one that offers the lowest interest rate. However, recently the Santander App reported that its interest rates start at 1.73% am

How to Download the App To download the Santander app, simply access the App Store (for iOS devices) or the Play Store (for Android devices) and search for the app. Then, simply click “Install” and wait for the installation process to finish.

How to Apply for a Loan Once the application is installed, you must follow these steps to apply for a personal loan:

Step 1. Open the Santander app and log in with your account;

Step 2. Tap on the “Personal Loan” option;

Step 3. Choose the loan amount and the desired repayment term;

Step 4. Fill in the requested information, such as full name, CPF, address and income information;

Step 5. Review and accept the terms and conditions of the loan;

Step 6. Wait for the request to be approved.

Customer Service Channel If you have any questions or problems when applying for a personal loan through the Santander app, you can contact the bank's customer service channel. To do so, simply access the app and tap on the “Customer Service” option.

You can then choose from the available customer service options, such as online chat, phone call or sending a message. It is important to remember that to contact the customer service channel, you must be logged into your Santander app account.

Chat for Questions In the online chat, simply type your message and wait for the attendant to respond. In the phone call option, simply tap the call icon and wait for the attendant to respond. If you prefer to send a message, simply fill out the contact form and wait for the attendant to respond via text message or email.

Schedules Santander customer service is available from Monday to Friday, from 8 am to 10 pm, and on Saturdays, from 9 am to 4 pm. It is important to remember that, in case of emergency, the bank provides an emergency telephone number, which can be called 24 hours a day, 7 days a week.

Reviews Overall, reviews of the Santander app are positive, with users praising the platform’s practicality and agility. Some users also mention the app’s ease of use and intuitive interface.

However, it is also possible to find negative reviews about Santander's personal loan app, with users reporting problems when applying for the loan or completing the transaction. In these cases, it is important to remember that the bank provides a customer service channel to help customers resolve these issues.